Thinking about Refinancing?
Refinancing may be a good idea for you depending on your current goals and mortgage terms. Some reasons to refinace include: Reducing your payment, Reducing your mortgage term, or Taking cash out.
Consider the following:
Are you currently comfortable with your monthly mortgage payment?
Can you estimate the value of your home?
Are you aware of what your credit score is?
Will a refinance change your debt to income ratio?