Closing costs are fee’s associated with obtaining and closing a loan. They are present on all loans and can differ from lender to lender. Standard closing costs usually include:

  • Appraisal Fees
  • Processing and Underwriting Fees
  • Credit Report Fees
  • Flood Insurance Fees
  • Lender’s Title Insurance Fees
  • Owner’s Title Insurance Fees (OPTIONAL)
  • Attorney Fees
  • Transfer Taxes
  • Recording Fees

Although this seems like a lot to swallow, a lot of the time these fee’s are covered by a seller providing closing cost credits or by choosing a slightly higher interest rate for a lender credit.

To find out what our fees are, give us a call so we can provide you with an estimate. These fees are not standardized so we will have to discuss with you before we can provide an accurate estimate of what the fees will be.