Toya Velez

Loan Officer

NMLS ID: 2077746

Phone: (470) 839-8905


I was born in Texas but grew up all over the world as a military brat. Before finally putting my roots down in Atlanta, I attended school on two continents, three countries and in six states. For over twenty years, I have worked in and around real estate. I love being in a business that helps people buy a home of their own and build their own personal wealth. When I am not working, I am traveling with my husband and son, which always reminds me why coming home is so special.

Recent Testimonials

Absolutely amazing service. Honest and quick. Responsive and ensure timely adherence to deadlines. Good staff as well. Definitely worth 5 stars.

Super-fast service, very knowledgeable & helpful team. Highly recommended.

I had the experience of using their service. They know what they are doing. They are very honest, professional and caring. I have no doubt and hesitation to recommend them to anyone who is looking to purchase a home. I am very pleased for their service.

Great lender to work with. Right from document collection till closing they did it in 2weeks. The fastest closing I heard and get to experience myself. Thanks Milan and team for a good closing experience.

They were able to find me great rates. Service was quick and communication prompt. The loan process can be daunting as is the document gathering process but this was the easiest and quickest that I have experienced. Highly recommend!

They were quick, courteous, and professional. They got me an excellent rate and helped make the process smooth. I would recommend using to my friends and family!

I would definitely recommend MyLendingPal for all mortgage needs. It all started with a great competitive quote on refinance and excellent service continuing all the way until closing.

MyLendingPal offers fantastic service. They have access to many different mortgage companies, loan rates, loan packages. They provided advice for my specific situation, which was greatly appreciated. I would definitely use them again (cannot say that about any other lender) and will recommend to my family and friends.